ᐅ Who pays for what?

Created on: 15 Apr 2016 11:20
N
NiceOne92
Hi,

This summer I’m buying a house (alone). I will take some of the furniture and the stove from the previous owner (in this case my parents^^) and am paying 3000€ for that.

What I still need:

- Washing machine (my parents will pay for this since my siblings also got one when they moved out)
- Dryer (300-400€)
- Large freezer (at least 500€)
- Large bedroom wardrobe (300-500€)
- Sofa set (1000-1500€)
- Lawn mower (I’m estimating at least 500€ because I want a decent one; lawn area approximately 1500m² (16000 sq ft))
- Garden furniture (I’m budgeting around 1000€ because I definitely don’t want stackable chairs or similar)

So all in all, I’m expecting to spend at least 4000€ plus the 3000€ for the items I’m taking over. With various small expenses, maybe add another 1000€ on top.

Now my question is simply how to handle this financially, or how you usually deal with it. I’ve already agreed with my girlfriend that she will pay me 400€ in rent. The rest (groceries, etc.) will be shared normally.

I’m wondering whether I should cover everything myself or if we should split the costs. After all, it’s my house, but I’m not sure. Just wanted to ask how you usually manage this.
L
Legurit
15 Apr 2016 12:08
😀
Either she stays forever – then the one with the money just buys it... or she leaves soon, then you buy it – apparently the one with the money.
If she uses the money she saves because you’re paying for it to go on holiday alone or to go drinking, you might want to think twice about giving her a key...
H
HilfeHilfe
15 Apr 2016 12:12
Hello

usually, we’re married 😕 so you just keep paying 😀 😎

anyway, things do wear out over time, and if your girlfriend moves out and into an apartment, she probably won’t need a lawn mower, garden furniture, or furniture that doesn’t fit.

so either buy everything yourself and pay for it, or add a usage fee. in other words, she could just contribute €25 / month and that’s fine
N
NiceOne92
15 Apr 2016 12:15
BeHaElJa schrieb:
😀
Either she stays forever – then the one with the money buys it… or she leaves soon, then you buy it – apparently the one with the money.
If she spends the money she saves because you pay on holidays by herself, or on drinking, you should consider whether to give her a key…

Just to clarify:
It has been decided for about 2 years that I would buy the house. We have been together for 1.5 years and have already lived together for a year. So everything was planned ahead. Since she only receives a training allowance, she naturally earns much less than I do. If we eventually get married and/or have children, the property might belong to both of us anyway. I definitely do not want to separate from her or anything like that…

I am also clear that I pay for things like the stove, lawn mower, etc. myself. But for everyday items like the sofa, cabinets, chest freezer, etc., which are practically worthless after 2 years or might already be broken after the warranty, the question arises.
Most people have advised me that everything should be paid for jointly. Since I actually wanted to cover everything myself and haven’t really questioned it until now, I just wanted to ask how others manage this 🙂 Nothing more!
A
Abzahler
15 Apr 2016 12:16
I would base it on how long you have been together and what your respective income situations are.
If you have been together for a longer time and both have average incomes, I would suggest purchasing the interior furnishings together. In case of a separation, you would then need to agree on who keeps what, or who pays the other for the current value.
H
HilfeHilfe
15 Apr 2016 12:57
Furniture is typically worth about 50% less after purchase. But you need to decide that among yourselves. If you buy it, you benefit by keeping it when she moves out. If you split it 50/50, she can take half with her, and you will have to buy the rest new.
Neige15 Apr 2016 13:14
Actually, the question "Who pays for what?" is quite simple to answer. The one who pays is the person who can financially contribute.
It’s also not necessary to buy everything all at once. When we were younger, we set up a shared fund where both of us deposited 50 DM each month. Then, at some point, we decided together which purchases were needed and used the money for that.

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